CD Property Finance offers opportunities for investment funds, companies and high net worth individuals to invest in property projects.

Our property developer clients have the experience to identify profitable sites and CD Property Finance can arrange the property development finance from the banks for such projects. However, it is often the case that schemes need some investor finance to ensure that it is adequately funded.

Equity

We are always looking for equity partners for our clients. Projects requiring property finance include family housing developments, refurbishments, barn conversions and apartment schemes.

We can arrange property development finance from a bank to around 70% of cost and equity partners are sought for the 30% balance of costs. The profits from the completed development are normally spilt on a 50/50 basis between the developer and the investor. The scheme can either be financed through a new company or the main development company, with an agreement setting out the joint venture terms

Mezzanine Finance
Often the developer client has some capital to put towards the project cost, but not enough to satisfy the bank's requirements. Typically a bank will provide property finance of 70% of costs and the gap can be financed, for instance 15% by the developer and 15% by a mezzanine lender.

The mezzanine lender would be secured by a second charge over the development site. The return to the mezzanine lender usually ranges from 25% to 30% per annum.

If you would like more details about property finance please either fill in the enquiry page on the website or email chris@cdpropertyfinance.com